The Employment Retirement Income Security Act (ERISA) was meant to protect the pension plans of American workers. ERISA requires any employer that offers a pension plan to maintain minimum standards. These plans can take different forms, from defined contribution plans like 401(k)s (where you pay a certain amount every month) to defined benefit plans (which promise a specific payout upon retirement). If you are concerned about planning for your retirement or you fear that your pension plan is being mismanaged, you may want to speak with an attorney who understands the ins and outs of pension law.
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