The Employment Retirement Income Security Act (ERISA) was meant to protect the pension plans of American workers. ERISA requires any employer that offers a pension plan to maintain minimum standards. These plans can take different forms, from defined contribution plans like 401(k)s (where you pay a certain amount every month) to defined benefit plans (which promise a specific payout upon retirement). If you are concerned about planning for your retirement or you fear that your pension plan is being mismanaged, you may want to speak with an attorney who understands the ins and outs of pension law.
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Consider the following:
Comfort Level
- Are you comfortable telling the lawyer personal information? Does the lawyer seem interested in solving your problem?
Credentials
- How long has the lawyer been in practice? Has the lawyer worked on other cases similar to yours?
Cost
- How are the lawyer's fees structured - hourly or flat fee? Can the lawyer estimate the cost of your case?
City
- Is the lawyer's office conveniently located near you?